Dr. Kristine Regnier
Chapter 2: There's No Money in Healthy Patients
Krissy grew up listening to her physician father speak to the misaligned motives of the healthcare system. As a result, she became a champion of uncovering and addressing the
underlying cause of chronic disease at an early age. Dr. Regnier holds a doctorate in Naturopathic Medicine with over eight years of experience working with employers to develop programs to manage the health of their workforce. Specific areas include crafting alternative benefit structures, occupational health, wellness, and prevention. Dr.
Regnier can be found hiking the trails in Northwest Indiana, which she calls home with her husband and two stepchildren.
Chapter 4: They Are Not the Enemy
Blake serves as chief executive officer of Employers Health Network, responsible for the overall strategic direction and performance of the company. He is focused on advancing the
company’s mission of aligning high-performing, integrated delivery systems for employers to drive innovation and high-value healthcare. Prior to joining EHN, Blake served as the CEO of Southeastern Health Partners, a clinically integrated network between three delivery systems with over 2,000 providers and over 75,000 covered lives, as well as COO of the Baylor Scott & White Quality Alliance. Blake’s
experience spans multiple settings, from physician consulting to large integrated delivery systems in various parts of the country. Blake received a Bachelor of Science in Education from Baylor University and a Master of Science in Healthcare Administration from Trinity University.
Chapter 5: This Isn't Wall Street: Trend Is Not Your Friend
Hilary is a well-known underwriter and respected “rainmaker” in the medical stop-loss and reinsurance industry. Hilary started Tactical Reinsurance MGU (www.TacticalReinsurance.com) to make an impactful difference to all that is wrong with healthcare and the employee benefits delivery market. The driving force behind her ambitious journey is her two-year-old daughter. The
best way a mother can raise a daughter is through example, and Hilary lives a life of leadership, determination, and sincerity to help others.
Chapter 6: High School Cliques & Health Insurance
Trent started out as a runner at an insurance agency in Las Vegas, NV, while still in high school. Through various name
changes and acquisitions, that company is now Breckpoint. Trent has eight years in the captive insurance industry, primarily at the executive level, on top of over fifteen years of experience in the alternative risk insurance market across employee benefits and property casualty lines of business. He is currently serving as president of Breckpoint, part of the Acrisure family. Trent specializes in finding creative solutions using alternative risk financing strategies across all lines of coverage with a particular focus on medical stop-loss and corresponding cost containment strategies. If he is not listening to some podcast, you will most likely find Trent with his wife and three kids living life.
Chapter 7: Self-Fund or Die
As senior vice president of sales for Plansight, Spencer has over fifteen years of insurance industry experience, with
the last eight years focused on self-funding, stop-loss insurance, and insurance technology (InsureTech). In 2020 he produced a series of whiteboard videos on stop-loss insurance that benefits agencies across the country have used to train their staff and have amassed over 25,000 views on YouTube. He also hosts a video podcast called "Self-Funded
with Spencer,” which features self-funded industry thought leaders and is considered one of the top podcasts in the entire insurance industry. Spencer loves soccer, heavy metal, Roush mustangs, and most of all, his wife Courtney and two children, Brooklyn, 5, and Sebastian, 2.
Chapter 9: Liability by Association
Amy has never been accused of being subtle. She
has spent twenty-plus years in the insurance industry in the stop-loss arena. Most of her career has been with a national TPA working on everything from marketing, reporting, auditing, administration, and dabbling in licensure. She recently joined the carrier world at Breckpoint, Inc., where she has helped build a successful block of business
alongside some top industry names. Outside of insurance, Amy is a proud mother of four who enjoys spending time reading psychological thrillers and watching Disney movies.
Chapter 10: Nothing In Life Is Free
Paul has spent the better part of three decades in the
healthcare industry, the last 25 years on the payer side. He has significant experience in both the fully insured business and health plan administration for self-funded employer groups. Paul’s knowledge and experience allow him to look at healthcare from both the insurance company/administration perspective as well as the employer’s perspective. Paul Carter is a nationally recognized leader in innovative health plan design and cost containment models.
Chapter 11: Getting What You Deserve From Your Broker and Third Party Adminstrator
Doug was CEO, founder, and co-founder of
several high-growth companies following his service as an Air Force fighter pilot instructor. His first company, DSG Consulting, served 150 companies in thirty countries, including Boeing Commercial Aircraft, GE, Siemens, and more. Currently, Doug and his son own an ecosystem of health insurance companies, a health insurance agency,
Clearwater Benefits, a TPA Clearwater Benefits Administrator, and facilitated the founding of ClearShare, a medical cost-sharing organization non-profit. He has authored eight books, including Your Work Matters to God. Doug Sherman is a graduate of the United States Air
Force Academy and holds a B.S. in Engineering Management.
Chapter 12: We Just Want This Shit to Work
Tom graduated from Merrimack College with a BS
in Health Science and Chemistry. Intending to pursue a career as a physician, life circumstances intervened, and he was taken in another direction. He moved South in 2003 and received an MBA from the Citadel. In 2007, he was hired at a BCBS-owned TPA, where he became an expert in account-based plans and self-funding. In 2013, he was
hired by Roper St. Francis Healthcare in the Managed Care department, where he managed a private-label health plan and negotiated and executed managed care contracts. In 2017, after a decade of payer and facility experience, Tom became an advocate for the employer. He hung a shingle full-time as Benefit Advisors of Charleston, now known as Vero Advising. Tom lives in Charleston, SC. He is married to Amy and has four kids, a dog, and seven chickens.
Chapter 13: Hindsight is 20/20: Literally
Ever since she was little, Rachel believed in holding steadfast in doing the right thing and advocating for those who can’t advocate for themself. She has won Rising Star in Benefits (2018, Employee Benefit Advisor magazine), Top Women in Benefits Advising (2020, Employee Benefit Advisor magazine ), she was runner up for Broker of the Year (2021, Employee Benefit Advisor magazine). In addition, she was invited to the White House to discuss ways in which to lower RX in 2019. She also is very active in the National Association of Health Underwriters (NAHU).
Chapter 15: 20 Years of Selling: A Drug Dealin' Ditty
Nicknamed the PBM Princess, Rachel has more than twenty years under her tiara as part of the insurance industry. As the Vice President of Business Development for EHIM, she uniquely began in pharmacy underwriting. Rachel has spent the last few years focused on education, speaking engagements, and helping promote dialogue within the industry. In addition, Rachel is dedicated to the philanthropic world. She finds volunteerism and giving back to be one
of the most fulfilling parts of her life. When Rachel is not amongst the PBM Kingdom, she can be found spending time with her husband, Levi, and two young children, Leo and Goldie.
Chapter 16: You Only Know What You Know
Erika began her insurance career in 2010 on thecarrier side. By 2013, she transitioned to the agency side of the industry to make a greater impact on employers. Erika’s uncompromising approach to challenging the status quo in the complex world of employee benefits helps her create ways to maximize the employer’s dollars while improving employee experience. Erika graduated from Texas A&M University-Commerce in 2008 and 2010 earning both bachelor’s and master’s degrees in Health and Wellness. She was born and raised in Houston, Texas. Erika and her husband live in Pearland, Texas, with their children. Her hobbies include traveling, reading, and working out.